One view of every party
People, companies, households and locations matched across your systems, so every decision works from the same picture.
Every regulated industry has decisions that get questioned later: credit approvals, renewals, refunds, prior authorizations, benefit determinations. KrisVen records the evidence, the policy that applied and who approved each one, adapted to the way your industry works.
Each of these has an industry pack in the product today: the decisions, roles, documents and policy building blocks your team works with.
Credit decisions you can defend to an examiner, with every figure traced to its source and every approval checked against the approver's authority.
How credit teams get value → AvailableRenewals and new business that follow current appetite, with verified loss history, the right policy wording for the date, and the right underwriter signing off.
How underwriting teams get value → AvailableVendor approvals backed by current due diligence, open incidents and contract status, ready for an examiner or board review.
How vendor risk teams get value →These industry packs are being built. The shared building blocks they rely on (people, organizations, households, locations, documents and signed decision records) already work today, so design partners can start in a sandbox while the industry-specific parts are completed.
Committee approvals with dual control, adverse-action notices built from the reasons that actually failed, and proof that protected attributes weren't used.
A credit approval records ratios computed from verified statements, checks every guarantor, and requires a committee quorum above the limit.
Every authorization shows the evidence used and who decided, within its deadline, with consent recorded as evidence and denials limited to licensed clinicians.
A prior authorization tracks its deadline clock, verifies step-therapy history from claims, and can only be denied by a licensed clinician.
Suitability decisions that see the whole household, protections for older clients, and a supervisor's approval recorded with the evidence behind it.
A suitability exception checks issuer concentration across every account in the household, then records the supervisor's approval.
Fast, consistent decisions at high volume, with return patterns in view and employees unable to approve their own refunds.
A receipt-less return over the store limit checks the customer's 90-day return pattern and routes to a manager, within the checkout window.
Customer protections applied every time, from medical-need status to seasonal protection windows, with the reasoning on record.
A disconnection hold checks medical-need status, winter protection rules and the premise's usage before anything moves forward.
Real-time fraud decisions with the evidence sealed for review, and recycled phone numbers handled safely.
A port-out request shortly after a SIM change triggers a fraud hold in real time, with the evidence sealed for review.
Lot and supplier decisions that see every tier of the supply chain, with certificates and quality history checked before release.
A lot release checks every tier-2 supplier's certificate status and the lot's defect rate before approval.
Eligibility decisions that apply the right thresholds for each household, produce plain-language notices with appeal rights, and record panel approvals.
An eligibility determination applies the current income table for the household's size, produces a notice with appeal rights, and records the panel's approvals.
People, companies, households and locations matched across your systems, so every decision works from the same picture.
Every fact carries where it came from and how far it can be trusted, and conflicting sources are settled by a person.
Decisions are approved by people whose authority covers them, checked at the moment of approval.
Every decision is sealed as one record that an auditor can verify on their own and replay exactly as it stood.
Bring one decision your team makes that gets questioned later. We'll show you what KrisVen can do for it in a private sandbox.